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Personal Savings/CDs

bankcda offers a select number of personal deposit products to suit your needs. bankcda offers its services through many methods, including two attractive banking facilities, 24-hour ATM, Internet Banking, Mobile Banking and banking by mail. Please contact a Personal Banker for additional information on the accounts listed below.

The bankcda Personal Account Switch Kit has everything needed to help you get started opening an account today. Simply fill out and bring it to a Personal Banker at your nearest branch.

Personal Savings
  • $100 opening deposit required
  • $250 minimum daily balance required to avoid monthly minimum balance fee
  • Interest compounded daily and paid quarterly
  • Quarterly e-Statement only
  • Free Internet Banking
  • You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts and debit card or other similar transactions from the account per month or statement cycle.
  • A $1.00 per item fee will be charged for withdrawals in excess of the six allowable withdrawals per month.  This fee will be charged on a quarterly basis.
Fiesta Savings
  • $100 opening deposit required
  • Required $25 monthly automatic transfer from checking
  • Interest compounded daily and paid quarterly
  • Tiered, variable rate
  • Monthly combined statement
  • Free Internet Banking
  • You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts and debit card or other similar transactions from the account per month or statement cycle.
  • A $1.00 per item fee will be charged for withdrawals in excess of the six allowable withdrawals per month.  This fee will be charged on a quarterly basis.
Junior Savings
  • Exclusively offered to those under the age of 18
  • No monthly minimum balance fee
  • Interest compounded daily and paid quarterly
  • Quarterly statement
  • Free Internet Banking
  • You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts and debit card or other similar transactions from the account per month or statement cycle.
  • A $1.00 per item fee will be charged for withdrawals in excess of the six allowable withdrawals per month.  This fee will be charged on a quarterly basis.
FirstRate Personal Money Market
  • $2,500 opening deposit required
  • Interest compounded daily and paid monthly
  • Tiered, variable rate
  • Monthly statement
  • Free Internet Banking
  • You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts and debit card or other similar transactions from the account per month or statement cycle.  You may make unlimited withdrawals or transfers from the account if they are conducted in person, by mail or via ATM.
  • $9.00 monthly minimum balance fee waived for daily balances over $5,000

 

Certificates of Deposit

Fixed Rate Certificates of Deposit
  • $500 opening deposit required
  • Interest compounded daily and paid quarterly (monthly upon request)
  • Interest may be paid to the CD, a checking/savings account or a check by mail
  • Terms of 90 days to 5 years
  • Penalty imposed for early withdrawal
 
Jumbo Certificates of Deposit
  • $100,000 opening deposit required
  • Simple interest paid quarterly (monthly upon request)
  • Interest may be paid to the CD, a checking/savings account or a check by mail
  • Terms of 14 days to 5 years
  • Penalty imposed for early withdrawal

 

Individual Retirement Accounts

Individual Retirement Accounts
  • $500 opening deposit requirement
  • No annual or closing fee
  • Interest compounded daily and paid quarterly
  • Annual statement
  • Terms of 1 year to 5 years
  • Traditional, Roth and Education Individual Retirement Accounts available