If you're all business,
we're all you need.

We offer all of the business banking services that the larger banks do, and take pride in helping local businesses thrive in the present, and plan for the future.

business checking

we help businesses, well, like nobody’s business.

As a business owner, you enjoy the challenges you face growing or maintaining your business and we enjoy making your day-to-day operations easier. So come talk to an expert Banker about our options for business checking accounts and together we can find the features that are most beneficial to you. As you face new challenges, let us continue to help with the right account or product to get the job done.

Here’s an overview of our Business Account Options:

minimum
balance*
monthly
minimum
balance fee*
pays interest rates monthly transaction
limitations**
statement
small business
exclusively for businesses with low volume transactions
n/a n/a n/a n/a 75 debits/credits
175 deposited items
additional items $.15/item
eStatement monthly
regular business
for businesses with moderate volume transactions
$5,000 $10.00 n/a n/a 150 debits/credits
350 deposited items
additional items $.15/item
monthly
firstrate business
our interest bearing business account
$10,000 $10.00 variable 250 debits/credits
750 deposited items
additional items $.15/item
monthly
analyzed
utilize business balances to off-set service charge
n/a varies based on
activity & balance
earnings credit n/a all activity subject to analysis monthly

* Minimum balance fee will be waived for daily balances maintained over minimum requirement.
** “items” include check paid, ACH debits and credits, deposits and deposited items

small business

small business
exclusively for businesses with
low volume transactions
minimum balance* n/a
monthly
minimum
balance fee*
n/a
pays interest n/a
rates n/a
monthly transaction
limitations
75 debits/credits
175 deposited items
additional items $.15/item
statement

regular business

regular business
for businesses with moderate
volume transactions
minimum balance $5,000
monthly
minimum
balance fee*
$10.00
pays interest n/a
rates n/a
monthly transaction
limitations
150 debits/credits
350 deposited items
additional items $.15/item
statement monthly

first rate business

firstrate business
our interest bearing
business account
minimum balance $10,000
monthly
minimum
balance fee*
$10.00
pays interest
rates variable
monthly transaction
limitations
250 debits/credits
750 deposited items
additional items $.15/item
statement monthly

analyzed

analyzed
utilize business balances to off-
set service charge
minimum balance n/a
monthly
minimum
balance fee*
varies based on activity & balance
pays interest earnings credit
rates n/a
monthly transaction
limitations
all activity subject to analysis
statement monthly

business savings

you have a business plan, we have business pros.

At bankcda, we’re pretty serious about advancing the livelihood of local businesses, as healthy commerce uplifts the entire community. A savings account for your business provides you with more cash flow flexibility as you grow and succeed, and enables you to save up for the right things.

Here’s an overview of our Business Savings & CDs Options:

minimum
balance*
monthly
minimum
balance fee*
pays interest rates monthly transaction
limitations**
statement
business
our traditional savings account
$250 $1.00/month variable 6 withdrawals eStatement quarterly
firstrate business
money market

allows higher interest to be
earned on tiered balances while allowing access to your funds
$5,000 $9.00 variable 6 withdrawals monthly
business sweep
sweep funds in excess of your
chosen target balance to an interest bearing account
available with analyzed checking only
n/a $5.00
(service charge)
variable n/a monthly
certificate of deposit
terms 90 days to 5 years
n/a n/a fixed penalty for early withdrawal online only

* Minimum balance fee will be waived for daily balances maintained over minimum requirement.
** You make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts and debit card or other similar transactions from the account per month or statement cycle. Money Market and savings account holders may make unlimited withdrawals or transfers from the account if they are conducted in person, by mail or via ATM.

business

business
our traditional savings account
minimum balance $250
monthly
minimum
balance fee*
$1.00/month
pays interest
rates variable
monthly transaction
limitations
6 withdrawals
statement eStatement quarterly

firstrate business money market

firstrate business
money market

allows higher interest to be
earned on tiered balances while
allowing access to your funds
minimum balance $5,000
monthly
minimum
balance fee*
$9.00
pays interest
rates variable
monthly transaction
limitations
6 withdrawals
statement monthly

business sweep

business sweep
sweep funds in excess of your
chosen target balance to an
interest bearing account
minimum balance n/a
monthly
minimum
balance fee*
$5.00
(service charge)
pays interest
rates variable
monthly transaction
limitations
n/a
statement monthly

certificate of deposit

certificate of deposit
terms 90 days to 5 years
minimum balance n/a
monthly
minimum
balance fee*
n/a
pays interest
rates fixed
monthly transaction
limitations
penalty for early withdrawal
statement online only

business loans

we’re here to support local businesses.

when they succeed, the community succeeds.

LEARN MORE

business services

for your business, at your service.

There’s a good chance we driven by, stopped in, or read about your business. And to say there’s a lot on your plate is probably an understatement, so we’d love to get to know about your business from the inside and deliver all the services that will keep you humming along. We offer both traditional and innovative banking services that can make your day a lot more manageable, so let us know what you need and we will let you know how we can help.

Here’s an overview of our Business Solutions:

credit card programs

bankcda offers business and consumer credit card options to meet your needs.
learn more >>

cashiers checks

At times your business operations requires the delivery of guaranteed funds, in the form of a check, for immediate use, we can make that happen.

wires

If your business needs to move funds quickly and safely we have the ability to send and receive domestic and international wires.

notary

As an added benefit for our bankcda customers, we maintain notaries on staff when you need an official review and stamp regarding essential documents.

safe deposit box

bankcda offers a range of safe deposit box sizes to house valuable documents and items at one of our branch locations.

courier services

bankcda offers a licensed, bonded courier service to pick up deposits for qualifying accounts. Eliminate daily trips to the bank, let our courier pick-up or deliver time- sensitive information and non-cash deposits for you.

tax payments

We provide a link to the Electronic Federal Tax Payment System website – it’s a free tax payment service of the U.S. Department of the Treasury that enables you to use any bankcda account to securely pay your business taxes.
learn more >>

eBanking Business Online & My Online

Our scope of online banking services deliver the convenience you demand, as we do what we can to accommodate your busy work schedule.
learn more >>

merchant services

bankcda offers an easy and efficient way to accept cards through Select Bankcard. Contact a Personal Banking Officer for more information.