Business Loans
bankcda can help you with all of your business lending needs. We have a broad selection of business loan products to help you successfully meet the challenges and opportunities of owning your own business.
Contact a loan officer at bankcda to determine the best product for your needs. We offer competitive rates along with creative solutions to help you gain a competitive edge. Our business solutions include:
- Real Estate and Equipment Acquisition Loans
- New Construction and Business Expansion Loans
- Permanent and Temporary Working Capital Loans
- Revolving Lines of Credit
- Letters of Credit
- EZ Loan Program - Streamlined process for Revolving loans up to $35,000
- Government Loan Programs
SBA 7(a) Loans for Business Purchase, Expansion, and Working Capital
SBAExpress Revolving Lines of Credit
SBA 504 Loans
USDA Business & Industry Loans
Contact our SBA Department or Download Forms for additional information on any of these products.
Application for other business loans can be accessed here
Download our Business Banking Credit Application
Download our EZ Loan-Business Loan Application
Business VISA® Credit Cards
- Competitive Rates
- Scorecard Rewards Program (travel and merchandise awards)
- Apply Now
Real Estate Loans
Welcome! If you are a current client, we deeply value your patronage. If you are not, we would appreciate the opportunity to earn your business.
Bankcda mortgage combines all of the best products of the top lending institutions for you to compare and save. We will earnestly work for you for the best product available in today's market for your particular needs. We provide loans to people, not numbers.
We provide the following loans:
- Conventional, FHA, VA, IHFA, RDL
- New Purchase
- First Time Homebuyer
- Refinance - Cash Out, Rate and Term
- Home Equity Loans, Lines of Credit
- Construction -Lot and Land Loans
- Reverse Mortgage
From start to finish, we will provide first rate service. Please give us the opportunity to work for you and call us today at (208) 415-5017 or to request more information, please e-mail lending@bankcda.com
Small Business Administration (SBA Loans)
bankcda is a designated Preferred Lender with the U.S. Small Business Administration. What that means is we can process your loans more quickly and efficiently. Our SBA staff has many years of experience and can help design a loan program to help you and your business take full advantage of SBA loan benefits.
Use your SBA Loan for business real estate, construction, equipment, and more.
Benefits of bankcda SBA Loans
- Fast local credit decisions
- Longer repayment terms than conventional bank loans
- Lower down payment
- Lower monthly payment
- No balloon payment
- Revolving credit lines available with the SBAExpress Loan
bankcda offers a variety of SBA Loans to fit a most lending requirements. For more information, contact our SBA loan officers at SBALoans@bankcda.com.
You may access many of the required SBA Loan Forms here.
Construction Loans
bankcda has a variety of construction loan programs to fit your needs. Here are just a few of our product offerings:
- Custom construction loans
- All-in-one loans (Construction and permanent loan in one transaction)
- Owner-build product (Owner acts as their own general contractor)
- Land/Lot loan programs to hold your investment prior to construction
Contact your lending professional at lending@bankcda.com for details on any of these loan programs.
